Edmonton company selling AI credit-decisioning software to lenders: Credit Bureau+, the T°Score consumer credit score built from traditional, alternative and behavioural data, and CashFlow+ bank-transaction income verification.
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Edmonton company selling AI credit-decisioning software to lenders: Credit Bureau+, the T°Score consumer credit score built from traditional, alternative and behavioural data, and CashFlow+ bank-transaction income verification.
Federal corporation 1001736-1, incorporated under the CBCA on 2016-12-09, status Active, with no former corporate name on the federal record. ised-isde.canada.ca
Signed a bank-wide Master Services Agreement with TD in July 2026. TD Auto Finance (Canada) is named as the first division deploying the capability. trustscience.com
Acquired Lenders API in February 2026, a real-time fraud prevention and consortium data platform. Financial terms were not disclosed. trustscience.com
Granted U.S. patent 12437037B2 in August 2026, covering a machine learning system that continuously curates a person's credentials into an evolving profile. trustscience.com
Products Trust Science publishes on its own site. Each card links to the page it was taken from.
Credit data platform
Company describes it as synthesizing "data from traditional bureaus, alternative sources, and our own proprietary insights to lend faster, smarter, and with unmatched confidence", with adverse action reason codes for compliance.
Learn moreConsumer credit score
Company describes it as "A proprietary suite of credit scoring models, tailored specifically to the auto and consumer lending verticals", producing scores on the 300-850 range from thousands of traditional, alternative and behavioural signals.
Learn moreTrust Science announced U.S. patent 12437037B2, covering a machine learning system that continuously curates and manages a person's credentials to establish an evolving profile for identity verification, credit decisioning and fraud prevention.
Trust Science announced a bank-wide Master Services Agreement with TD covering income verification and real-time loan decisioning, with TD Auto Finance (Canada) named as the first division to deploy. No contract value was disclosed.
Trust Science announced it had acquired Lenders API, described as a real-time fraud prevention and consortium data platform for Canadian lenders. Financial terms of the acquisition were not disclosed.
Sourced from the company's own pages or announcements.
Evan Chrapko
Founder, Chairman and Chief Executive Officer
Matt Browning
President
Thomas Brandenburger
Chief Data Scientist
Terms the company uses about its own work.
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